Appraisal services for Tampa and Hillsborough County homeowners

The top 7 reasons why Florida homeowners hire Aucilla River Appraisals (813)837-2009:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
Remove PMI to cut their mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in Florida by determining the true market value of real estate


	Do you own a home in or near Tampa? Do you need help deciding the price of your real estate? Contact Aucilla River Appraisals (813)837-2009.

We at Aucilla River Appraisals (813)837-2009 understand the particular needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Aucilla River Appraisals (813)837-2009 are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.

Challenging Hillsborough County's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close to yours. This only means you are paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Aucilla River Appraisals (813)837-2009 is your strongest weapon when contesting your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Aucilla River Appraisals (813)837-2009 is experienced in helping homeowners just like you remove unwanted PMI insurance.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. An appraisal from Aucilla River Appraisals (813)837-2009 can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a seasoned professional double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Aucilla River Appraisals (813)837-2009 offers field reviews where we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.